These Terms and Conditions apply to the sale of any Course or Materials provided by Oxford College of Arts and Therapies Ltd (“OCAT”). Please read these Terms and Conditions carefully before purchasing and print off a copy for your records. OCAT will not file or otherwise keep a copy of the agreement concluded between you and OCAT and a copy of the concluded agreement will not be available from OCAT at a future time and date. By ordering a Course, you are confirming your agreement to be bound by these Terms and Conditions.

 

www.ocat.org.uk is operated by Oxford College of Arts and Therapies Limited whose registered office is, OCAT , 24-27 White Lion Street, London, N1 9PD, registered in England and Wales under company number 08221850.

 

 

  1. Definitions

 

“Additional Charges” means any amounts payable which are not Fees and may include, but are not limited to, payment for the delivery of Study Materials, Webinar Attendances, Consulting and Supervision Sessions, and which OCAT may charge from time to time if applicable;

“Asynchronous Online Course” means an online course which does not have a predetermined start date and is available for study by you immediately following delivery by OCAT;

“OCAT” means Oxford College of Arts and Therapies Ltd whose registered office is, OCAT, 24-27 White Lion Street, London, N1 9PD;

“Brochure” means any online or hard copy document that is produced by OCAT to provide detailed information with respect to the Courses these Terms cover;

“Course” means either a Classroom Course and/or an Online Course whichever is purchased by you;

“Fee” means the fee payable for the Course and/or Study Materials and shall include any VAT payable but excludes Additional Charges;

“Online Course” means either an Asynchronous Online Course or a Synchronous Online Course and if applicable the Study Materials to be provided by OCAT;

“Online Study Materials” means, but is not limited to, Online Tests, Online Tutorials and Online Downloads;

“Professional Development Course” means those Courses which are described as being professional development courses in a Brochure or on the Website;

“Study Materials” means, but is not limited to, Distance Learning Materials, Course Companions, Online Study Materials, eBooks, Study Texts and Bibliographies;

“Synchronous Online Course” means an online course which is only available for access by you on a predetermined start date;

“Terms” means these Terms and Conditions if you purchase a Course via the Website;

“Website” means www.ocat.org.uk; and “you” means the individual purchasing the Course.

 

  1. Ordering Procedure

 

2.1 Ordering via the Website

 

2.1.1 In order to purchase a Course via the Website you must register for an online OCAT account via the Website. If you already have an online OCAT account, you can log onto your account using the user name and password that you were provided with when you registered.

 

2.1.2 When purchasing a Course via the Website, you can change your order at any time up to the point at which you click the “Pay Now” button by using the “Edit” option to amend the details submitted and/or by using the “Remove” option to remove an item from your basket.

 

2.2 Ordering via postal application, fax, email or telephone

 

2.2.1 You do not need to be registered for an online OCAT account in order to purchase a Course via postal application, email, fax or by telephone.

 

2.3 When you place an order for a Course (either via the Website, by postal application, email or by telephoning OCAT) you are offering to purchase that Course on these Terms. OCAT reserves the right to decline or cancel your order, or any part of your order.

 

2.4 Following receipt by OCAT of your order for a Course via the Website, postal application, email, fax or by telephone you will receive an automated email confirming that your order has been received by OCAT or written order acceptance confirmation by post. Your order will be subject to acceptance by OCAT of your offer to purchase in accordance with Clause 2.5 below.

 

2.5 A legally binding agreement shall not come into existence until OCAT has accepted your offer to purchase a Course by:

 

(i) sending you a separate order acceptance confirmation email or written order acceptance confirmation by post, which will be effective upon sending or posting to you at the email or postal address you have provided, and

 

(ii) receiving payment for the Course in cleared funds from yourself or if applicable your employer in accordance with Clause 3.7 below.

 

For payments by cheque, cleared funds means 5 days after receipt of the cheque (in UK Pounds Sterling) by OCAT, where OCAT’s bank shows the funds as having been accepted.

 

2.6 Except where Courses are sold together by OCAT in one bundle for a single price, where your order consists of multiple Courses, each individual Course will be treated by OCAT as a separate offer to purchase. Acceptance of your offer to purchase one or more of the Courses will not be an acceptance by OCAT of your offer to purchase any other Courses which make up your order.

 

2.7 OCAT reserves the right to withdraw at any time Courses advertised for sale on the Website and/or the Brochure.

 

 

  1. Payment Terms

 

3.1 The Fee for any Course at any given time will be displayed on the Website and the Brochure and/or will be notified to you by a OCAT Customer Services representative. Fees are quoted in pounds sterling, exclusive of VAT and exclusive of any Additional Charges.

 

3.2 If you purchase a Course on the Website:

 

3.2.1 the Fee including VAT and any delivery charges payable in relation to delivery of Study Materials, if applicable, will be shown prior to completion of the online transaction; and

 

3.2.2 OCAT will debit the Fee from your credit card or debit card on or after the day you make an order for a Course. Credit or debit card details are collected over a secure link and an authorised amount verification is taken immediately. At the time of collection of these details you will be asked if you would like to register these card details with us to facilitate future orders. If you have agreed to your card details being stored, they will be stored securely by OCAT and/or our third party payment service providers and, unless you tell us otherwise, we will use these card details for payments in connection with this and any future order you may place with OCAT. Your order will be confirmed only upon receipt of the Fee in cleared funds by OCAT and will be subject to acceptance of your offer to purchase by OCAT in accordance with Clause 2.5.

 

3.3 If you are ordering the Course by telephone, email, fax or post:

 

3.3.1 the Fee is either set out in the Brochure and/or on the Website and/or will be notified to you by a OCAT Customer Services representative. Delivery charges payable in relation to delivery of Study Materials, if applicable, are order specific and may vary, the correct delivery charges for your particular order can be confirmed by contacting a OCAT Customer Services representative;

 

3.3.2 if you are paying for the Fee on your own account, payment is due from you immediately by either credit or debit card or cheque. Your order will be subject to acceptance by OCAT of your offer to purchase in accordance with Clause 2.5; and

 

3.3.3 if you choose to pay by selecting the “invoice your company” option (not available for orders placed by telephone) and your employer has an account with OCAT Credit Control, OCAT will review your order and invoice your employer directly in accordance with Clause 3.7. Your order will be subject to (i) receipt by OCAT of your signed order form in accordance with Clause 3.7.1 and (ii) acceptance by OCAT of your offer to purchase in accordance with Clause 2.5.

 

3.4 In the unlikely event that due to a technical error, the amount of the Fee displayed on the Website or in the Brochure is incorrect, or the Fee has been changed on the Website but the Brochure is out of date, OCAT will notify you as soon as it reasonably can. If the correct amount of the Fee is higher than the amount displayed on the Website and/or in the Brochure, OCAT will contact you to notify you of the correct Fee, so you can decide whether or not you wish to continue with your order of the Course at the increased Fee.

 

3.5 Pursuant to Clause 3.4 if you decide you want to cancel your order OCAT will give you a full refund in respect of any amount you have already paid in accordance with Clause 4. If the correct Fee is lower, OCAT will refund you the difference only between the amount which you have paid and the correct Fee payable.

 

3.6 The provision of the Course is contingent upon OCAT having received cleared funds from you or your employer (if you select to invoice your employer) in respect of the Fee for the relevant Course. Without prejudice to OCAT’s rights and remedies under these Terms, if any sum payable is not paid in cleared funds on or before the due date (being the date the Course is booked if you are responsible for paying the Fee or within 30 days from the date of the invoice if your employer is responsible for paying the Fee, save that payment will be due immediately if booking is made less than 30 days before the Course start date), OCAT reserves the right, forthwith and at OCAT’s sole discretion, to suspend the provision to you and refuse you entry to the relevant Course.

 

3.7 Where you choose to invoice your employer for the payment of the Fee, the following additional terms shall apply:

 

3.7.1 Upon receiving your order form signed by the training manager or other individual designated by your employer, OCAT will send an invoice to your employer within 3-5 working days;

 

3.7.2 Full payment in cleared funds of the Fee is due from your employer within 30 days from the date of the invoice (14 days for Professional Development courses);

 

3.7.3 Payment is due immediately if booking is made less than 30 days before the Course start date;

 

3.7.4 You and your employer are joint and severally liable for all unpaid invoices; and

 

3.7.5 You authorise OCAT to release to your employer details of your attendance, marks, exam results, general progress reports and any other information reasonably requested by your employer and which OCAT in its sole discretion considers appropriate for it to provide.

 

3.8 The Fee excludes any Additional Charges which shall be payable by you on and when they are due. Where, in addition to Fees, OCAT is required to collect applicable examination fees on behalf of a relevant professional body, these will be paid by OCAT on your behalf to that professional body and be included as an Additional Charge to you.

 

3.9 No Study Materials will be dispatched to you by OCAT or be made available for collection, unless OCAT has received full payment in cleared funds from you or your employer (including payment of delivery charges where applicable) in respect of the related Fee.

 

 

 

  1. Cancellation Rights

 

4.1 Under the Consumer Contracts (Information, Cancellation and Additional Charges) Regulations 2013 (“Consumer Contracts Regulations”) you may cancel your purchase of the Course within a period of 14 calendar days (“Cancellation Period”) from the date on which the contract is concluded subject to Clauses 4.8 and 4.9.

 

4.2 You must inform OCAT of your decision to cancel by using one of the following methods within the Cancellation Period:

 

4.2.1 Emailing [email protected];

 

4.2.2 Sending OCAT a completed cancellation form, a template of which is attached to these Terms;

 

4.3 If you cancel your purchase you must return any Study Materials you may have received from OCAT without undue delay and not later than 14 calendar days after you inform OCAT of the cancellation to, OCAT, 24-27 White Lion Street, London N1 9PD, UK, in a reasonable and resaleable condition. You will be liable for the cost of returning any goods to OCAT unless OCAT has agreed otherwise in writing.

 

4.4 OCAT reserves the right to withhold payment of part or all of your Fee refund until all Study Materials have been returned in accordance with Clause 4.3 above or if Study Materials are not returned in a re-saleable condition.

 

4.5 On cancellation you will be entitled to a full refund of the Fees subject to the following limitations:

 

4.6 Refunds will be made using the same method of payment as you used for the purchase and will be paid within 14 days of you informing OCAT of the cancellation. The period for refund will increase to 30 days if OCAT is unable to credit a UK bank account. If you have chosen to invoice your employer and at the time of cancellation the relevant invoice has not yet been paid then such invoice will be cancelled. If you have chosen to invoice your employer and at the time of cancellation the relevant invoice has already been paid by your employer, the Fees will be credited to your employer’s bank account within 14 days of cancellation (provided a UK bank account can be credited). For monetary returns a request in writing to OCAT is required from your employer.

 

4.8 Your right to cancel and obtain any refund will be lost if you have given OCAT express consent to supply any services during the Cancellation Period and the service has been fully performed. If express consent has been given but the service is only part performed, you will be liable to pay for the services actually received.

 

4.9 If the contract is for the supply of digital content including but not limited to eBooks, Online Course and Online Study Materials your right to cancel and obtain any refund will be lost if you have given OCAT express consent to supply the digital content to you during the Cancellation Period or if you access the digital content before the expiry of the Cancellation Period.

 

4.10 For further details of your rights under the Consumer Contracts Regulations you can visit your local Citizens’ Advice Bureau or visit the Competition and Markets Authority website.

 

4.11 Your order of a Course is personal to you and you will not be permitted to transfer your enrolment on a Course to any other student.

 

4.12 OCAT reserves the right to use its discretion to determine whether to make refunds and/or deferrals in exceptional circumstances which fall outside Clause 4 and Clause 5 and to charge an additional fee in any such event to cover the administration costs incurred by OCAT. Any such additional fees will be communicated to you before you make your decision.

 

  1. Additional Cancellation Rights, Refund and Deferral Policy

 

5.1 Cancellation Policy for Classroom Courses and Synchronous Online Courses

 

5.1.1 In addition to your rights under the Consumer Contracts Regulations, subject to clauses 4.3, 5.3 and 5.5 OCAT also offers the following refund and deferral policy (where there is no legal right to a refund under the Consumer Contracts Regulations or otherwise).

 

5.1.2 You may cancel your order of a Synchronous Online Course up to 14 days prior to the relevant Synchronous Online Course start date. You will receive a full refund of your Fees less a £80 charge to cover administration costs plus VAT where applicable. Where the cost of the Synchronous Online Courses is less than £80, no refund will be payable by OCAT and no additional administration costs in excess of the Fees will be due to you from OCAT.

 

5.2 Deferral Policy for Professional Development Courses

 

5.2.1 You may defer the start date of your Professional Development Course at any time up to the working day prior to the relevant Professional Development Course start date, subject to availability on your chosen deferred Professional Development Course and upon payment by you of any difference in the Fees payable for the two courses and a £50 charge to cover administration costs plus VAT where applicable. You may only defer your Professional Development Course start date once. You will receive a credit note from OCAT within 14 days of receipt by OCAT of written notice of your intention to defer, provided that you have complied with the relevant time periods set out in this section. You must retain this credit note and use the unique reference number printed on the credit note at the time of rebooking your deferred Professional Development Course. Credit notes can only be used once and must be used within one year of the date of issue by OCAT, after which time the credit note will expire and will not be accepted. Credit notes are personal to you and you will not be permitted to transfer your credit note to any other student.

 

5.3 Deferral Policy for Synchronous Online Courses

 

5.3.1 You may defer the start date of your Synchronous Online Course at any time up to 14 days prior to the relevant Synchronous Online Course start date, subject to availability on your chosen deferred Synchronous Online Course and upon payment by you of any difference in the Fees payable for the two courses and a £50 charge to cover administration costs plus VAT where applicable. You may only defer your Synchronous Online Course start date once. You will receive a credit note from OCAT within 14 days of receipt by OCAT of written notice of your intention to defer, provided that you have complied with the relevant time periods set out in this section. You must retain this credit note and use the unique reference number printed on the credit note at the time of rebooking your deferred Synchronous Online Course. Credit notes can only be used once and must be used within one year of the date of issue by OCAT, after which time the credit note will expire and will not be accepted. Credit notes are personal to you and you will not be permitted to transfer your credit note to any other student.

 

5.4 Except as set out in Clauses 4 and 5, no cancellations and/or deferrals will be permitted for a Course.

 

5.5 You must defer your order pursuant to Clause 5.2 and Clause 5.3 in writing by post, email or fax using the contact details that are set out at the end of these Terms.

 

5.6 OCAT reserves the right to cancel a Professional Development Course at any time up to one working day prior to the commencement of such Professional Development Course. For all other Courses, OCAT may cancel at any time up to 14 days prior to the commencement of such Course. If OCAT cancel a Course, you will be entitled to a refund of any Fees paid in accordance with Clause 4.7.

 

5.7 You must cancel your place on the Course pursuant to Clause 5 by using the following method:

 

5.7.1 Emailing [email protected];

 

 

  1. Classroom Courses, Online Course Content and Access Terms

 

6.1 Please see the description of the Course on the Website and/or in the Brochure for details of the contents of the available Courses.

 

6.2 Except as set out in the description of the Course on the Website and/or in the Brochure, no additional Study Materials and/or tuition (either online, face to face or classroom) will be provided by OCAT.

 

6.3 You acknowledge that OCAT operates a zero tolerance policy in relation to inappropriate behaviour of students. In particular, abusive or violent behaviour directed at OCAT’s staff or other students and unfair or dishonest practices including but not limited to cheating, will not be tolerated under any circumstances. OCAT may at its reasonable discretion and without liability or an obligation to refund Fees, refuse to supply any Course to any student and may refuse to admit to, and may remove from any OCAT premises, any student whose participation in any Course would, in OCAT’s reasonable opinion, be undesirable or whose behaviour OCAT considers is or may be in breach of this Agreement.

 

6.4 In relation to Online Courses only the following points apply:

 

6.4.1 Upon receipt of a confirmation email from OCAT you will be notified when you have access to the Online Course purchased and for the length of time such access will be made available to you, unless any such Online Course is removed.

 

6.4.2 The receipt of an Online Course is personal to you and you may not transfer your rights to access the Online Course or provide an Online Course to any other person.

 

6.4.3 You may incur charges to your internet service provider while you are accessing and/or downloading the Online Course and Study Materials. Charges may also be payable to third parties for use of the software necessary to access and/or download the Study Materials. You are responsible to pay these charges.

 

6.5 In relation to Classroom Courses only the following points apply:

 

6.5.1 You must comply with all health and safety rules and regulations and any other reasonable security requirements that apply at the premises at which Classroom Courses are provided.

 

6.5.2 You must only use the premises at which Classroom Courses are provided for the purposes of participating in Classroom Courses.

 

6.5.3 OCAT shall provide such presenters to present the Classroom Courses as it, in its sole discretion, deems fit and OCAT shall be entitled at any time to substitute any presenter with any other person who, in OCAT’s sole discretion, it deems suitably qualified to present the relevant Classroom Course.

 

6.5.4 If you require a student visa to enable you to study with OCAT you are responsible for obtaining the necessary visa and for ensuring that your attendance is satisfactory to meet your visa requirements.

 

6.5.5 You must sign an attendance register for each Classroom Course as required by the presenter.

 

6.5.6 Your personal possessions are your sole responsibility and OCAT accepts no responsibility and/or liability for anything that is lost or stolen from its venues. You are advised during a Classroom Course to keep your valuables with you at all times.

 

 

 

  1. System Requirements

 

7.1 Please note that it is your responsibility to check that the computer and internet connection you plan to use to access your Study Materials and the Online Course is compatible with the minimum specification requirement that relates to the Online Course you are ordering. View the minimum specification for each Course. You acknowledge and accept that OCAT cannot be held responsible for any technical problems you encounter following the purchase of an Online Course.

 

  1. Annual (or other term) Updates

 

11.1 Certain Online Courses will periodically be superseded by new versions. These Online Courses may be available for purchase as new Online Courses.

 

11.2 For the avoidance of doubt, purchase of a current Online Course does not entitle you to have access to future revised Online Courses as part of the original purchase.

 

  1. Technical Support and Access

 

12.1 OCAT will provide technical and content support to individuals who have purchased an Online Course in respect of the Online Course purchased, in accordance with the provisions referred to below.

 

12.2 If you report a fault to OCAT, OCAT will use reasonable endeavours to provide a solution but OCAT does not guarantee that the technical support provided will resolve your technical problems. If you receive technical advice from OCAT then OCAT will not accept any responsibility for any problem if you do not ensure that such advice is strictly followed.

 

12.3 OCAT is not obliged to offer you any technical support but OCAT may elect to offer technical support and the extent of any such technical support is entirely at the discretion of OCAT.

 

12.4 You accept and acknowledge that periods of downtime may be required in respect of the information technology infrastructure connected to the Website and that technical support may not be available during such periods of downtime. Further you accept that you will not have a claim for breach of contract or otherwise in respect of such period of unavailability.

 

12.5 OCAT will use reasonable endeavours to make the Online Course available but cannot guarantee uninterrupted, timely or error free availability or that defects will be corrected. OCAT reserves the right to suspend access to the Website for the purpose of scheduled or emergency maintenance, repairs or upgrades to improve the performance or functionality of the Website.

 

12.6 You also accept and acknowledge that OCAT cannot be held responsible for any delay or disruptions to your access to the Online Course as a result of such suspension or any of the following:

 

12.6.1 the operation of the internet and the World Wide Web, including but not limited to viruses;

 

12.6.2 any firewall restrictions that have been placed on your network or the computer you are using to access the Online Course;

 

12.6.3 failures of telecommunications links and equipment; or

 

12.6.4 updated browser issues.

 

  1. Warranties

 

14.1 OCAT will provide the Online Course and Study Materials in accordance with the Course description which is set out on the Website.

 

14.2 OCAT expects you to take reasonable care to verify that the Course and Study Materials in question will meet your needs. OCAT does not make any commitment to you that you will obtain any particular result from your use of the Study Materials or that you will obtain any particular qualification on completion of the Course (unless otherwise stated on the Website).

 

14.3 OCAT does not make any representation, guarantee or commitment to you that the Study Materials and Online Course will be error free.

 

14.4 OCAT does not make any commitment that the Online Course will be compatible with or operate with your software or hardware.

 

14.5 All representations, warranties and/or terms and/or commitments not expressly set out in these Terms (whether implied by law, conduct, and statute or otherwise) are hereby excluded to the maximum extent permissible by law.

 

  1. Limitation of liability

 

15.1 The exclusions and limitations of liability contained in these Terms do not apply to a party’s liability: (i) for fraud or willful default; (ii) for death or personal injury caused by its negligence; or (iii) where such limitation or exclusion cannot lawfully be excluded.

 

15.2 Except as set out in these Terms, OCAT shall not be responsible for losses that result from its failure to comply with these Terms including, but not limited to, losses that fall into the following categories:

 

15.2.1 indirect or consequential losses;

 

15.2.2 loss of income or revenue;

 

15.2.3 loss of business;

 

15.2.4 loss of anticipated savings; or

 

15.2.5 loss or corruption of data.

 

15.3 OCAT is not responsible to you for any data that you lose either (a) as a result of accessing the Online Course, or (b) during completion of any Online Course. It is your responsibility to ensure that you regularly save and back up (i) all data which you hold on the computer from which you are accessing the Online Study Materials and (ii) all data that you are inputting when completing the Online Course.

 

15.4 Save as otherwise set out in this section “Limitation of liability”, OCAT’s maximum aggregate liability to you for any claims that you may have against OCAT for direct loss in contract, tort or otherwise arising out of or in connection with these Terms, the Course and the Study Materials and any technical support shall be limited to the amount of the Fee which has been paid, or is payable, by you or on your behalf.

 

15.5 OCAT will not be held responsible for any delay or failure to comply with its obligations under these Terms if the delay or failure arises from any cause which is beyond OCAT’s reasonable control. This condition does not affect your statutory rights.

 

15.6 Each provision in this Clause 15 shall be construed separately as between you and OCAT. If any part is held to be unreasonable, inapplicable, or unenforceable, but would be valid if some part thereof was deleted such provision shall apply but with such modification as may be necessary to make it valid and effective.

 

 

 

  1. Disclaimer

 

16.1 The Courses are for training purposes only. OCAT will not accept any responsibility to any party for the use of the tuition provided and/or the contents of the Online Course and Study Materials for any purpose other than training for educational purposes, including but not limited to the giving of advice, counselling or therapy by you to any third party.

 

  1. Intellectual property

 

17.1 At all times, OCAT and/or its licensors, remain the owner of the intellectual property in the Online Courses, Courses and the Study Material. No Online Course, Course and/or Study Materials, nor any part thereof may be reproduced, stored in a retrieval system or transmitted in any form or by any means without the prior written permission of OCAT.

 

17.2 In consideration of receipt by OCAT of the Fee, OCAT grants to you a non-exclusive, non-transferable licence to use the Online Course and Study Materials for the sole purpose of studying for that Online Course.

 

17.3 Save as expressly set out in these Terms, you may not modify, copy, reproduce, re-publish, sub-licence, sell, upload, broadcast, post, transmit, make available, disseminate or distribute in any way any of the Online Course, Courses, Study Materials or other material owned and copyrighted by OCAT. You may not modify, adapt, merge, translate, disassemble, decompile, recompile or reverse engineer any software forming part of the Online Courses or create derivative works based on the whole of or any part, or which incorporate, the Online Courses or Study Materials into any software or digital program.

 

17.4 Use of the Online Course and Study Materials not expressly permitted in these Terms is strictly prohibited and will constitute an infringement of either OCAT’s copyright or OCAT’s other intellectual property rights, and/or the copyright or other intellectual property rights of OCAT’s licensors.

 

  1. Data protection

 

18.1 OCAT will process the information it receives from you or otherwise holds about you in accordance with these Terms and the privacy policy. You consent to the use by OCAT of such information in accordance with these Terms and OCAT’s privacy policy. OCAT will use such information including but not limited to:

 

18.1.1 perform its obligations and enforce its rights under these Terms;

 

18.1.2 contact you by email, telephone or post to inform you about other products or services which may be of interest to you;

 

18.1.3 inform you of feedback and examination results;

 

18.1.4 communicate with your sponsor/employer, where applicable, regarding your progress, results and attendance;

 

18.1.5 OCAT may share your information with its agents and service providers for these purposes; And

 

18.1.6 as set out in further detail in OCAT’s privacy policy.

 

18.2 You have the right to receive details of the personal information held by OCAT. A fee of £10 will be payable. For more information, please refer to OCAT’s Privacy Policy.

 

18.4 In the event that you do not wish to receive marketing correspondence from OCAT or any member of the OCAT group of companies, a written request or email should be sent to the contact details set out at the end of these Terms.

 

18.5 On occasion we may conduct online surveys. This is used to gauge our service, collect demographic information and other information that we may find useful. We may share non-personal, aggregated information with third parties. You agree to OCAT using your information in this manner.

 

  1. General

 

19.1 OCAT reserves the right to charge late payment interest on any overdue amounts, at a rate of 4% a year above the base lending rate of Barclays Bank plc from time to time. The interest shall accrue on a daily basis from the due date until the date of actual payment of the overdue amount, whether before or after judgment. You must pay us interest together with the overdue amount.

 

19.2 OCAT reserves the right to recover any reasonable debt collection costs in connection with these Terms.

 

19.3 OCAT may update or amend these Terms and Conditions from time to time to comply with law or to meet its changing business requirements without notice to you. Any updates or amendments will be posted on the Website.

 

19.4 These Terms and Conditions, the Additional Terms and Conditions and the Website Terms of Use (if you purchase the Course via the Website) constitute the entire agreement and understanding between us and supersedes and replaces any other terms and conditions previously published by us and any other understanding, undertaking, representation, warranty, arrangement or statement of any nature whatsoever made by us to you, whether oral, written or otherwise, relating to the subject matter of these Terms and Conditions .

 

19.5 You may not assign or sub-contract any of your rights or obligations under these Terms and Conditions to any third party unless we agree in writing.

 

19.6 OCAT may assign, transfer or sub-contract any of its rights or obligations under these Terms and Conditions to any third party at its discretion.

 

19.7 No relaxation or delay by OCAT in exercising any right or remedy under these Terms and Conditions shall operate as waiver of that right or remedy or shall affect its ability to subsequently exercise that right or remedy. Any waiver must be agreed by OCAT in writing.

 

19.8 If any of these Terms and Conditions are found to be illegal, invalid or unenforceable by any court of competent jurisdiction, the rest of these Terms and Conditions shall remain in full force and effect.

 

19.9 Any notices required to be served on you by OCAT under these Terms and Conditions will be deemed properly served if sent via prepaid postage to the postal address, or emailed to the email address, notified by you to you, at OCAT’s discretion. Any notices required to be served on OCAT by you will be deemed properly served if sent to the address as per clause 20.

 

19.10 A notice delivered personally is deemed to be given on the day on which it was left at the specified address. A notice sent by post is deemed to be given on the day it was posted as evidenced by the sender. A notice sent by fax or email is deemed to be given on the day it was sent.

 

19.11 The agreement between you and OCAT will be concluded in English only.

 

19.12 The agreement between you and OCAT which is compromised in these Terms and Conditions is not intended to be for the benefit of any third party, and shall not be exercised by any other person under the Contract (Rights of Third Parties) Act 1999 or otherwise.

 

19.13 These Terms and Conditions, and any other matters arising out of or in relation to these Terms and Conditions, are governed by and construed in accordance with the laws of England and Wales. You agree to submit to the exclusive jurisdiction of the English courts to settle any disputes which may arise out of or in connection with these Terms and Conditions.

 

  1. Contact us

 

OCAT, Admin Office,

24-27 White Lion Street

London N1 9PD

Email: [email protected]